Property insurance can be difficult for new homeowners to get their heads around, especially if you’re a first time buyer. Property is one of the most expensive investments many homeowners make in their lifetimes, highlighting the importance of understanding your insurance protection.
Property insurance is a guarantee of payment from providers in the event that your property is damaged, whether by fire, water, weather, or criminal activity, for example. Without proper insurance, these costs could be devastating. It’s not mandatory, but most mortgage lenders will insist on it before approving a mortgage.
So where do you start? This guide aims to examine the different aspects of domestic property insurance so that homeowners can find the best insurance rates for them and their property.
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